Business
At 28, She Had $0 Invested While Her Sister Amassed $94,000 — The Secret Was Simpler Than She Thought
For years, a 28-year-old writer assumed her older sister was just naturally better with money. When she finally asked how a $94,000 portfolio was built, the answer wasn't a windfall or Wall Street savvy — it was $75 a month and an app. Here's what she learned about the real cost of waiting.

