Insurance Sector

Business

Neptune Insurance Defies AI Fears, Posts Record Growth and Defines Its Moat

Amidst market jitters over AI's impact on insurance, Neptune Insurance Holdings (NP) reported a record-breaking Q4 2025, with revenue up 39% and adjusted EBITDA margins nearing 60%. CEO Trevor Burgess framed the company not as a target of AI disruption, but as its embodiment, leveraging proprietary data and a digital-native platform to turn technological change into a tailwind.