Leading British banks, including Barclays and HSBC, are reversing course and increasing mortgage costs as market expectations shift towards fewer interest rate cuts in 2024, with the Bank of England widely expected to hold its base rate at 3.75%.
Following years of turbulence, mortgage rates have stabilised, with major lenders offering sub-4% deals. As the Bank of England signals further rate cuts, we analyse the best fixed and variable options for buyers and remortgagers.
A historic winter storm sweeping across the U.S. is cited as a key factor behind a significant 8.9% drop in mortgage applications, marking the second weekly decline and dampening early-year housing activity.
Credit reporting giant Equifax posted better-than-expected Q4 2025 results, with revenue climbing 9.2% to $1.55 billion. The company issued optimistic guidance for the coming quarter, signaling resilience despite challenges in key sectors like U.S. mortgage and hiring markets.
In a bid to tackle the mounting affordability crisis for first-time buyers, Santander UK has launched a 98% loan-to-value mortgage, drastically reducing the deposit required to enter the property market.
Mortgage insurance provider MGIC Investment Corp. (NYSE: MTG) reported fourth-quarter revenue that missed analyst expectations, highlighting challenges in a cooling housing market. While earnings per share met consensus, flat year-over-year sales growth disappointed investors.
As interest rates show signs of stabilization, we analyze the current landscape for buy-to-let mortgages, examining the best deals, key considerations for investors, and expert insights on navigating a market still shaped by recent volatility.
A new analysis reveals a stark geographic divide in credit health, with residents in several Southern states facing higher long-term mortgage costs due to lower average credit scores, while Northern states benefit from more favorable rates.
Equifax closed 2025 with stronger-than-expected results, fueled by its Workforce Solutions and USIS divisions. While navigating a choppy mortgage landscape, the credit bureau is betting on proprietary data and AI to drive future growth, even as rising FICO royalty costs pressure reported margins.
Goldman Sachs has lowered its price target for loanDepot (NYSE: LDI) while maintaining its core valuation, signaling a nuanced view on the mortgage originator's path amid shifting interest rates and housing market dynamics.
A young family grapples with a major financial and lifestyle decision: Should they abandon a near-paid 2.5% mortgage for a much larger home and payment at 6% interest, primarily to live next door to their closest friends?
A sharp selloff in the mortgage sector, triggered by a weak earnings report from PennyMac and speculation around the next Fed chair, has hit Rocket Companies' stock. Despite the pullback, the company's strong long-term momentum and a significant gap between its current price and some fair value estimates are drawing investor scrutiny.
Rithm Capital posts solid Q4 earnings while making a strategic push to modernize its mortgage servicing operations through a deeper integration of Valon Technologies' platform, aiming to cut costs and improve efficiency in a challenging market.
Shares of Rocket Companies surged over 8% Tuesday after CEO Varun Krishna signaled the firm's mortgage loan production hit a four-year high, sparking investor optimism for a housing demand rebound even as major indices declined.
Analysts at BTIG identify mortgage REIT Dynex Capital as a top pick to capitalize on a federal directive for GSEs to purchase up to $200 billion in mortgage-backed securities, a move expected to compress spreads and lift valuations.
Wells Fargo raises AGNC Investment Corp.'s price target to $12, citing anticipated Federal Reserve rate cuts as a key driver for the mortgage REIT's net interest income and book value stability in the coming year.
In its Q4 2025 earnings call, Two Harbors Investment Corp. detailed its planned merger with United Wholesale Mortgage, a move executives say will create a $400 billion MSR portfolio and position the combined entity to compete more effectively in a landscape where size is increasingly critical.
A Cincinnati couple who secured a 2.75% mortgage in 2020 now find their 'dream home' ill-suited for their evolving life, embodying a nationwide dilemma as soaring rates create financial paralysis for would-be movers.
A sharp 18.6% annual rise in serious mortgage delinquencies signals deepening strain for American homeowners, driven by soaring insurance, taxes, and living costs rather than risky loans.
As mortgage rates fluctuate and ambitious policy ideas emerge, economists warn that financing tweaks cannot solve the core issue: a chronic shortage of homes.
