Elderly Couple's Dilemma: Can a Trust Shield a $100,000 IRA from Nursing Home Costs?
A retired couple seeks to protect their life savings from the soaring costs of long-term care. With a $100,000 IRA and a family trust in place, they question if it's enough to prevent asset depletion, navigating the complex intersection of Medicaid rules, estate planning, and quality-of-life concerns.