Personal Finance

Business

PennyMac Financial Navigates Mortgage Market Crosswinds: Servicing Headwinds Offset Origination Gains in Q4

PennyMac Financial Services reported Q4 2025 net income of $106.8 million, declaring a $0.30 per share dividend. While full-year profits grew on higher loan production, the quarter was pressured by a sharp decline in mortgage servicing income due to accelerated prepayments, highlighting the volatility inherent in its dual business model.

Jan 31, 2026

Business

Analysts Revise Outlook: What's Driving the New Price Target for Illinois Tool Works (ITW)

A revised price target for industrial conglomerate Illinois Tool Works has refocused investor attention, prompting a fresh assessment of the company's strategic positioning and market sentiment.

Jan 31, 2026

Business

Tax Season 2026: Sweeping Reforms Promise Fatter Refunds for Millions

As Americans begin filing their 2025 returns, a landmark tax overhaul passed by Congress is set to deliver significant savings for families, hourly workers, and homeowners through expanded deductions and new credits.

Jan 31, 2026

Business

Orchid Island Capital Posts Strong Q4 on Favorable Rates, Strategic Portfolio Shift

Orchid Island Capital (ORC) reported robust fourth-quarter earnings, driven by a stable interest rate environment, tightening mortgage spreads, and lower funding costs. The REIT continued its strategic pivot into higher-coupon mortgage pools with built-in prepayment protection.

Jan 31, 2026

Business

Minerals Technologies Navigates a Challenging 2025, Bets on Strategic Investments for 2026 Growth

Facing softer demand and tariff volatility, Minerals Technologies (MTX) reported steady 2025 sales of $2.1B but saw margins contract. Leadership emphasized cost discipline and safety while detailing a series of expansion projects poised to drive a meaningful rebound in the coming year.

Jan 31, 2026

Business

Hilltop Holdings Navigates Rate Shifts, Posts Strong 2025 Profit Amid Mortgage Headwinds

Hilltop Holdings capped off 2025 with a 46% surge in net income, fueled by a steeper yield curve and disciplined cost management across its banking and securities units. While the mortgage division remains under pressure, executives point to a robust loan pipeline and shareholder returns as signs of resilience heading into 2026.

Jan 31, 2026

Business

Blue Foundry Bancorp Shareholders Greenlight Merger with Fulton Financial

Shareholders of Blue Foundry Bancorp have voted decisively to approve the company's merger agreement with Fulton Financial Corporation, clearing a critical hurdle in the creation of a stronger regional banking entity.

Jan 31, 2026

Business

Ontario's iGaming Market Closes 2025 on a High Note, Surpassing $4 Billion in Annual Revenue

Ontario's regulated online gambling sector capped a record-breaking year with a strong December performance, generating over $425 million in monthly revenue and pushing the annual total past the $4 billion mark, as the province's market continues to outpace growth seen in many U.S. states.

Jan 30, 2026

Business

LendingClub Shares Tumble 19.7% Amid Accounting Overhaul and Strategic Pivot

Despite reporting stronger annual profits and lower charge-offs, LendingClub's stock faces significant pressure following its shift to fair value accounting and the launch of new growth initiatives like home improvement loans.

Jan 30, 2026

Business

GoDaddy Shares Plunge 53% in a Year: Is the Web Giant Now a Bargain or a Trap?

After a brutal 52.7% share price decline over the past year, GoDaddy (NYSE: GDDY) is trading near multi-year lows. We analyze whether the sell-off has created a deep-value opportunity for investors or if fundamental challenges justify the market's pessimism.

Jan 30, 2026

Business

Nomad Foods: A Deep Value Trap or a Misunderstood Opportunity?

After years of share price decline, Nomad Foods (NOMD) appears deeply undervalued by traditional metrics. But does the market know something the models don't? We examine the numbers and the narratives behind the frozen food giant's valuation.

Jan 30, 2026

Business

Zeta Global Partners with OpenAI, Amplifying AI Marketing Ambitions

Marketing technology firm Zeta Global announces a strategic collaboration with OpenAI, aiming to deeply integrate advanced AI into its platform. The move, coupled with positive buzz from CES 2026, sharpens its competitive edge in a sector dominated by giants like Salesforce and Adobe.

Jan 30, 2026

Business

MKS Instruments Stock Jumps 9% on Favorable Debt Refinancing Deal

Shares of semiconductor equipment maker MKS Instruments surged this week after the company secured a €1 billion debt offering at a competitive 4.25% interest rate, a move analysts see as a strategic step to strengthen its balance sheet.

Jan 30, 2026

Business

Crypto Whale Bets Millions on U.S. Government Shutdown Volatility

As Washington braces for a potential partial government shutdown, on-chain data reveals a mysterious trader has placed an $82 million leveraged short on Ethereum, echoing patterns of large bets ahead of past political crises.

Jan 30, 2026

Business

Trump Taps Former Fed Governor Kevin Warsh for Central Bank's Top Job, Drawing Corporate Applause

Former Federal Reserve Governor Kevin Warsh has been nominated by former President Donald Trump to chair the central bank, a move lauded by business leaders who cite his crisis-era experience and market savvy.

Jan 30, 2026

Business

From Crash Prophet to Housing Alarmist: Peter Schiff Warns of Looming 'Emergency' in U.S. Real Estate

Economist Peter Schiff, famed for foreseeing the 2008 collapse, now predicts a severe market correction driven by high mortgage rates and unsustainable prices, potentially triggering widespread defaults. While today's market fundamentals differ, his warning underscores deep-seated affordability concerns.

Jan 30, 2026

Business

Bob Iger to Exit Disney CEO Role Ahead of Schedule, Succession Vote Looms

Disney's board is set to convene next week to vote on a successor for CEO Bob Iger, who is now expected to depart before his contract ends in 2026, aiming to give his replacement a 'fresh start'.

Jan 30, 2026

Business

Trump Taps Kevin Warsh for Fed Chair, Banking on a Loyalist to Reshape Central Bank Policy

President Trump nominates former Fed governor Kevin Warsh to lead the central bank, setting the stage for a potential shift in monetary policy and a test of the institution's famed independence.

Jan 30, 2026

Business

Kimberly-Clark's Strategic Pivot Faces Investor Scrutiny as BofA Trims Price Target

Bank of America has revised its price target for consumer goods giant Kimberly-Clark downward, citing sector-wide valuation pressures, even as the company reports resilient earnings and advances its transformation into a broader health and wellness player.

Jan 30, 2026

Business

Federated Hermes Caps 2025 with Record $903B AUM, Charts Course in Tokenization and Alternatives

The global investment manager reported robust growth in money market and equity strategies during its Q4 2025 earnings call, while detailing expansion into digital assets and the pending acquisition of real estate specialist FCP.

Jan 30, 2026