Savings Strategies

Business

Exxon Mobil's Q4 Beat Fueled by Permian, Guyana Output; But Is the Stock Still a Buy?

Exxon Mobil's fourth-quarter results surpassed expectations, driven by record production in the Permian Basin and Guyana alongside significant cost savings. While the strong performance has propelled the stock higher, analysts are divided on whether its current valuation fully prices in future growth or exposes investors to downside risk.

Feb 2, 2026

Business

Navigating RMDs at 60: Is a $100K Annual Roth Conversion the Right Move for a $1.1M IRA?

For retirees facing Required Minimum Distributions (RMDs), converting a traditional IRA to a Roth can offer relief—but at a significant upfront tax cost. We analyze the long-term math and trade-offs for a 60-year-old with a $1.1 million portfolio, exploring whether staged conversions make financial sense.

Feb 2, 2026

Business

Beyond the Tech Bro Dream: How Electricians, Librarians, and Roofers Are Redefining Early Retirement

The FIRE movement is no longer the exclusive domain of high-flying tech salaries. A growing community of middle and working-class Americans is proving that strategic frugality and disciplined investing can pave the way to financial independence decades ahead of schedule.

Feb 2, 2026

Business

Fortinet Upgraded to Buy as Analysts See Strong Q4 Tailwinds from Tax Breaks and Sales Execution

Rosenblatt Securities raised its rating on cybersecurity firm Fortinet ahead of its Q4 earnings, citing a favorable hardware refresh cycle, effective sales strategies, and supportive tax incentives as key growth drivers.

Feb 2, 2026

Business

Beyond the FTSE Slump: Three UK Penny Stocks Showing Resilience Amid Market Uncertainty

While broader UK indices face headwinds, a closer look reveals potential in smaller-cap companies. We examine three penny stocks—Alumasc Group, Mercia Asset Management, and Roebuck Food Group—that are navigating economic challenges with distinct strategies and financial profiles.

Feb 2, 2026

Business

Vanguard Slashes Fees Again: Investors to Save Nearly $250 Million in 2026

The investment giant deepens its commitment to low-cost investing with sweeping expense ratio cuts across 53 funds, marking its largest two-year fee reduction on record.

Feb 2, 2026

Business

Beyond Nvidia: How Broadcom and TSMC Are Carving Out the Next Frontier in AI Chips

As tech giants scramble to curb soaring AI costs, a strategic pivot toward custom silicon is reshaping the competitive landscape, with Broadcom's design prowess and TSMC's manufacturing dominance creating a powerful new axis of influence.

Feb 2, 2026

Business

Income Shift: Three Vanguard Dividend ETFs Gaining Favor as Retirement Portfolios Rotate

As market leadership broadens beyond tech, income-focused investors are turning to high-yield dividend ETFs. Vanguard's suite offers diversified, cost-effective options for building retirement income streams in a changing landscape.

Feb 2, 2026

Business

The Silent Thief: Why Inflation Poses a Unique Threat to Retirees and How to Fight Back

For those on a fixed income, inflation isn't just an economic indicator—it's a direct assault on financial security. Experts warn that failing to plan for rising costs can halve a retiree's purchasing power over decades. Here’s a strategic guide to building a resilient portfolio.

Feb 2, 2026

Navigating Medicare's Maze: Three Costly Misconceptions Retirees Must Unlearn

Millions rely on Medicare, yet common misunderstandings about its coverage rules and costs can lead to significant financial shocks in retirement. We clarify three critical areas where assumptions often prove wrong.

Feb 2, 2026

Business

Profit-Sharing as a Catalyst: How One CEO Turned AI Skepticism into a Productivity Boom

Facing internal resistance to AI adoption, payments company MassPay linked its use directly to a profit-sharing pool. The result, according to CEO Ran Grushkowsky, was not just significant cost savings and eliminated hiring needs, but a notable boost in team morale.

Feb 2, 2026

Business

Tech Titans of Tomorrow: Three High-Growth Stocks Defying Market Volatility in Early 2026

As global markets navigate a period of uncertainty, a select group of technology companies across Norway, Sweden, and Israel are posting explosive growth. We examine the financials and strategies behind Appear ASA, Hacksaw AB, and NextVision Stabilized Systems—firms turning innovation into investor returns.

Feb 2, 2026

Business

Merit Financial Bets $8.6 Million on Short-Term Bond ETF, Signaling Confidence in Defensive Play

A significant purchase of the VictoryShares USAA Core Short-Term Bond ETF (USTB) by wealth manager Merit Financial Group highlights institutional interest in short-duration, income-focused strategies amid market uncertainty.

Feb 2, 2026

Business

China's Pork Palate Shifts: Nostalgia and Premium Demand Drive Black Hog Revival

As China's pork industry grapples with overcapacity and falling prices, a growing appetite for premium, flavorful black pork among the middle class is offering a lifeline to farmers and reshaping market strategies.

Feb 2, 2026

Business

The High Cost of Plastic: How Credit Card Rates Hit Record Highs and the Political Battle to Cap Them

As average credit card APRs soar past 20%, a proposed 10% rate cap ignites a fierce debate between consumer advocates and the banking industry over access to credit and the future of rewards.

Jan 31, 2026

Business

Tax Season 2026: Sweeping Reforms Promise Fatter Refunds for Millions

As Americans begin filing their 2025 returns, a landmark tax overhaul passed by Congress is set to deliver significant savings for families, hourly workers, and homeowners through expanded deductions and new credits.

Jan 31, 2026

Business

The Quiet Revolution in RIA Exits: How ESOPs and 1042 Rollovers Are Redefining Succession

Facing a looming wave of retirements, independent advisory firms are increasingly turning to employee ownership and sophisticated tax strategies to secure their futures, offering an alternative to the private equity buyout.

Jan 30, 2026

Business

Arizona Woman Loses $1.5M in Elaborate Tech Support Scam: How a Simple TV Fix Led to Financial Ruin

A Goodyear, Arizona woman's attempt to fix her TV's closed captioning spiraled into a six-month ordeal, culminating in the loss of her life savings. This case highlights the sophisticated tactics of modern fraudsters and a dramatic surge in high-dollar scams targeting older adults.

Jan 30, 2026

Business

The Great Streamflation Squeeze: How 2025's Price Hikes Are Reshaping Home Entertainment

A wave of subscription increases from Netflix, Disney, Apple, and others is forcing consumers to rethink their streaming budgets, with ad-supported tiers and strategic bundling emerging as key cost-saving strategies.

Jan 30, 2026

Business

Real Estate Tech's Q3 Report Card: Opendoor's Pivot Meets Mixed Sector Results

The third-quarter earnings season reveals a tale of two strategies in the property services sector. While Opendoor stumbles amid a major strategic shift, peers like Howard Hughes Holdings post surprising strength, highlighting the industry's uneven adaptation to a higher-rate environment.

Jan 30, 2026