Banks are turning to institutional investors to offload tens of billions in project loans tied to Oracle's AI-driven data center expansion, a move facilitated by rare investment-grade ratings for construction-phase debt.
New data reveals a growing financial strain for U.S. car owners, as nearly one-third find themselves owing more on their auto loans than their vehicles are worth. This negative equity, at its highest level in years, is reshaping consumer behavior and posing risks to the broader auto finance market.
January saw three apartment loans transferred to special servicing, revealing distinct challenges in Colorado and Houston markets despite strong national trends.
The head of the European Stability Mechanism has told Reuters the bloc's 430-billion-euro emergency fund could be repurposed to provide defense loans to member states, signaling a strategic shift as Europe seeks to bolster its military autonomy.
First Industrial Realty Trust has refinanced over $1.2 billion in term loans, extending maturities to 2029-2030 and introducing a sustainability-linked rate option. The move strengthens its investment-grade balance sheet amid a shifting industrial real estate landscape.
Consumer finance provider Regional Management (NYSE: RM) reported robust fourth-quarter and full-year 2025 results, fueled by portfolio expansion and improved credit metrics. The company's leadership outlined an ambitious 2026 roadmap centered on branch network growth, a strategic push into auto-secured lending, and sustained tech investment.
SoFi Technologies is aggressively expanding its cryptocurrency offerings, launching secured crypto-backed loans and institutional trading services. This strategic pivot, coupled with robust member growth, signals a broader ambition to compete in the digital asset arena, reshaping its investment narrative beyond traditional banking.
In a landmark regulatory decision, the FDIC has granted Ford and General Motors approval to establish their own FDIC-insured industrial banks. This move, set to fundamentally alter the landscape of auto financing, allows the automakers to directly gather customer deposits and fund loans, potentially reshaping competition and consumer options.
A sharp 18.6% annual rise in serious mortgage delinquencies signals deepening strain for American homeowners, driven by soaring insurance, taxes, and living costs rather than risky loans.
MTF Enterprises, a major operator of 43 Subway restaurants across four states, has filed for Chapter 11 bankruptcy, citing unsustainable debt burdens from merchant cash advance loans. The move highlights ongoing pressures within the franchise sector.
The Long Island-based lender has posted its first quarterly profit since a surprise loss in 2023, marking a pivotal turnaround driven by a strategic shift away from troubled CRE loans and toward commercial and industrial lending.
Maine moves to establish a novel regulatory framework for on-demand pay services, while Washington, D.C. debates whether to treat them as loans, highlighting a national struggle to oversee this fast-growing fintech sector.
SoFi Technologies' record loan originations in Q4 2026 are just the beginning. With a foothold in personal, student, and home loans, the fintech giant is poised to capture a massive share of multi-trillion-dollar markets, driven by refinancing demand and cross-selling to its growing member base.
A New York graduate's pledge to repay her parents' student loans is tested after they finance a luxury vehicle, sparking a fierce debate over financial responsibility and moral obligation in the shadow of America's student debt crisis.
Despite reporting stronger annual profits and lower charge-offs, LendingClub's stock faces significant pressure following its shift to fair value accounting and the launch of new growth initiatives like home improvement loans.
Avidbank Holdings (AVBH) reported robust loan and deposit growth alongside an expanding net interest margin for Q4 2025, while management detailed plans to address a recent uptick in non-performing assets linked to specific construction and sponsor finance loans.
As funeral costs rise, many grieving families face a difficult financial decision. This article explores the realities of funeral loans, alternative funding sources, and the long-term implications of taking on debt during a time of loss.
Allegro MicroSystems (ALGM) has restructured its credit facilities, securing $285 million in new term loans maturing in 2030. The move provides the semiconductor firm with fresh capital for corporate initiatives as it navigates a capital-intensive sector while maintaining a premium market valuation.
First Internet Bancorp (INBK) reported a robust 21% surge in quarterly revenue, successfully managing an uptick in criticized loans while laying the groundwork for growth in its fintech and SBA lending segments for the coming year.
The Texas-based financial institution reported a year-over-year increase in profits, deposits, and loans for the second quarter of 2025. While management highlighted the success of its organic branch expansion strategy, it also acknowledged intensifying competitive pressures in key lending markets.
