Fintech Lending

Business

PennyMac Mortgage Investment Trust Posts Strong Q4 on Securitization Surge, Navigates Production Headwinds

PennyMac Mortgage Investment Trust (PMT) closed 2025 with robust earnings, driven by a dramatic expansion in its private-label securitization business. While this growth fueled returns, the company's correspondent lending segment faced pressure, and faster mortgage prepayments impacted servicing rights income.

Jan 30, 2026

Business

PennyMac Mortgage Investment Trust Posts Strong Q4 Results, Eyes Growth in Non-Agency Market

PennyMac Mortgage Investment Trust (PMT) reported a robust fourth quarter, highlighted by a 13% return on equity and strategic advancements in its securitization business. Executives outlined a confident outlook for 2026, emphasizing disciplined risk management and growth in targeted lending segments.

Jan 30, 2026

Business

Bread Financial Caps 2025 with Strong Growth, Eyes Further Diversification and Tech Investment

Bread Financial (NYSE: BFH) delivered robust fourth-quarter and full-year 2025 results, meeting expectations through strategic partner expansions, improved credit health, and strengthened capital positioning. Management outlines a 2026 roadmap focused on sustainable growth, deposit mix optimization, and leveraging AI across operations.

Jan 30, 2026

Business

Axos Financial Posts Robust Q2 Growth, Fueled by Loan Expansion and Verdant Acquisition

Axos Financial (NYSE: AX) reported strong fiscal Q2 2026 results, with net income jumping to $128.4 million. Driven by broad-based loan growth and contributions from Verdant Commercial Capital, the digital bank highlighted expanding margins, improved credit metrics, and a confident outlook for continued mid-teens annual loan growth.

Jan 30, 2026

Business

Trump's Fed Nominee Warsh's Crypto Ties Raise Questions Over Stablecoin's 'Made in America' Push

Former Fed governor Kevin Warsh, nominated to lead the central bank, previously advised the firm issuing Tether's new U.S.-regulated stablecoin, intertwining his potential oversight role with a key player in the digital asset industry.

Feb 2, 2026

Business

Columbia Financial Surpasses Revenue Forecasts with Stellar Q4 Performance

Columbia Financial (NASDAQ: CLBK) reported fourth-quarter revenue that significantly exceeded Wall Street expectations, driven by a 247% year-over-year surge. The community bank's performance highlights strengthening net interest income and an accelerating tangible book value.

Feb 2, 2026

Business

MicroStrategy's Bitcoin Bet Sinks Underwater, Raising Questions on Funding Strategy

MicroStrategy's massive Bitcoin holdings have fallen below their average purchase price, resulting in over $900 million in paper losses. This development intensifies scrutiny on the company's reliance on equity markets to fund its crypto acquisitions as financial conditions tighten.

Feb 2, 2026

Business

The Unseen Danger: How Banking Risks Thrive in the Gaps Between Committees

As financial institutions grow more complex, a new report warns that their greatest vulnerabilities often lie not in unknown threats, but in systemic blind spots where accountability is diffused across multiple committees and functions.

Feb 2, 2026

Business

Barclays Reshuffles Top Ranks, Bolstering Key Divisions Ahead of EU Headquarters Move

Barclays PLC announces a series of senior leadership appointments across its securitized products, payments, and European operations, signaling strategic focus areas as it prepares to relocate its EU hub to Paris.

Feb 2, 2026

Beyond the Aisle: How Eataly is Redefining Italian Culture in America

From a repurposed Florida church to compact city cafés, the Italian marketplace giant is expanding its U.S. footprint with new formats focused on immersive experiences, not just groceries.

Feb 2, 2026

Business

Opera Stock Surges as MiniPay Wallet Embraces Tether's USDT, Signaling Deeper Crypto Push

Opera's shares soared nearly 18% after the browser company integrated Tether's dominant USDT stablecoin into its MiniPay wallet, highlighting investor optimism around its Web3 strategy despite unanswered questions on long-term monetization.

Feb 2, 2026

Business

Opera Shares Soar 15% as Crypto Wallet Expands Tether Support, Targeting Emerging Markets

Opera's stock surged following the announcement of expanded Tether (USDT and XAUT) integration in its MiniPay wallet, which processed over $153M in stablecoin transactions in December and aims to simplify crypto access for its 12.6 million users in emerging economies.

Feb 2, 2026

Business

Microsoft's Recent Dip Presents Options Opportunity for Value Investors

As Microsoft shares trade nearly 12% below recent highs, some analysts see a buying opportunity. We explore how selling put options could offer investors a strategic entry point while generating income.

Feb 2, 2026

Business

AI and Finance: Is XRP Positioned to Ride the Next Wave?

As artificial intelligence reshapes finance, we examine whether XRP's underlying technology is built to capitalize on the trend of 'agentic AI' handling transactions, or if its potential benefits remain speculative.

Feb 2, 2026

Business

Fifth Third Completes Comerica Acquisition, Sets September Integration Date

Fifth Third Bancorp has finalized its $12.3 billion acquisition of Comerica Bank, with customer system conversions and branch rebranding scheduled to begin after Labor Day. The deal reshapes Michigan's banking landscape and creates the nation's ninth-largest bank.

Feb 2, 2026

Business

Deloitte Warns: Lack of Governance Threatens the Promise of Agentic AI

A new Deloitte report urges enterprises to embed accountability and oversight from the start, arguing that governance is not a barrier but an accelerator for scaling autonomous AI systems.

Feb 2, 2026

Business

Jim Cramer: Meta's AI Bet Is Now Paying Off 'In an Extraordinary Way'

CNBC's Jim Cramer highlights a dramatic turnaround for Meta Platforms, arguing its heavy investment in artificial intelligence is fundamentally reshaping the company's trajectory and market perception.

Feb 2, 2026

Business

The Accountability Gap: As Banking Decisions Accelerate, Governance Struggles to Keep Pace

The rapid adoption of algorithmic decision-making in UK banks has created a critical lag in oversight and accountability structures, leaving institutions exposed to risks that traditional governance models are ill-equipped to manage.

Feb 2, 2026

Business

Goldman Sachs Bets $75 Million on AI Audit Startup Fieldguide, Eyeing Professional Services Shift

Goldman Sachs' investment arm leads a major funding round in Fieldguide, an AI platform for auditors and accountants, signaling a strategic push into the automation of professional services and a potential new growth vector for the Wall Street giant.

Feb 2, 2026

Business

Dropbox Stock Slump Sparks Value Debate: Is DBX a Hidden Gem or a Fading Star?

Dropbox shares have faced significant pressure over the past year, declining roughly 20% and raising questions about its long-term growth trajectory. As the stock trades below key fair value estimates, investors are divided on whether this represents a buying opportunity or reflects deeper challenges in the competitive cloud storage market.

Feb 2, 2026